Health care coverage for kids up to age 26 Boston Globe
It used to be that kids were removed from their parents' health care insurance once they turned age 19. Coverage could be extended until age 23 if the child was a full time college student, but by the time most students graduated from college they found themselves without coverage unless they had a job with benefits.
However, a recent change announced by the White House now allows adult children to remain on their parents' plan until they are age 26. Under the new rules, insurance plans must offer coverage for plan participant's children up to the age of 26 and there is no requirement that the child has to live with their parents or attend college or even be a dependent -- they can even be married and still qualify for coverage. The only people who wouldn't be eligible for coverage would be those who work at a job where health care insurance is available. In that circumstance, the adult child would be expected to obtain coverage through their employer. In total, this change is expected to result in 1.2 million people gaining access to coverage.
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